Appraisal services for Southern Arizona homeowners
The top 7 reasons why homeowners order from Gold Medal Appraisals:
At Gold Medal Appraisals, we understand the individual needs of a consumer interested in appraisal services. Our business practices and reporting formats are relatively routine to our business clients such as lenders, attorneys, and accountants. Being a person not in the real estate business that probably doesn't look at appraisals on a regular basis, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Gold Medal Appraisals will tell you what you need to know - not just what you want to hear. We are objective. In addition to helping you set a realistic price to list at so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value estimation to yours.
Challenge a property tax assessmentLet's say your home is not appreciating as much as other properties nearby - your local tax assessor may have your home overvalued. That only means you're most likely paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Gold Medal Appraisals is your perfect weapon when contesting your property tax assessment.
Need to remove PMI?A popular way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experienced in helping folks just like you rid themselves of undesirable PMI insurance.
Recently got a freeze to your HELOC?Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Gold Medal Appraisals can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Have you just been handed a copy of your appraisal and you would like to have a veteran appraiser double-check it for verity or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Service Area Includes: Tucson, NW Tucson, Oro Valley, Marana, Catalina, and Oracle.